Lost your Job?

Adjustable Rate Mortgage increasing? 

Your new home is now worth LESS than what you recently paid for it?

Behind on your mortgage payments?

Sound familiar?  YOU'RE NOT ALONE!

I may be able to help! First, I am not an investor. I do not want your money or your home, and you will not sign your deed over to me.  I am a licensed real estate broker and have been trained to specialize in "short sales." 

A short sale occurs when a homeowner is "upside down" -- you owe more on your mortgage than what your home is worth.  A "Short Sale" is a special program that most lenders will allow  when there is a high risk of foreclosure. Lenders have a very specific set of rules in order to accept a Short Sale, but most people who are facing foreclosure due to a legitimate hardship may qualify.  It takes a Realtor who knows exactly what they're doing -- how to negotiate a short sale, who to talk to at the mortgage company and what specific disclosures must be made, to ensure it is performed legally. Believe it or not, your lender does not want to foreclose on you -- it costs them too much money to do so, and is a very time-consuming process.  If I am able to help you, a short sale will keep a foreclosure off your record and still allow the bank to recover their money.  When done properly, a short sale is a win-win situation.   If you do not qualify for a short sale, you will be in no worse of a position than you are now.  So, please call me and let's see if we can resolve your situation! 

There is no charge for a consultation.  When we sell your house through the short sale program, the lender pays my fee.

If you would like more information on how this process works, please request a free "short sale information packet" by contacting me at geri@geriboudreau.com or (972) 977-4910.  Neither I, nor any of my Realtors, will call or visit you without your permission.